Study on Credit Evaluation of Loans and Advances at HNCB LTD

Abstract

This study examines the credit evaluation process for loans and advances at Hanumanthanagar Co-operative Bank. It explores the method used to assess borrower’s creditworthiness, the factors influencing lending decision, and the effectiveness of risk management practices. The research aims to provide insights into improving loan approval processes and minimizing default risks within the co-operative bank’s lending operations.